So for these people, using a mortgage is handled province-to-province. The loan officers at a bank, credit union or other lending institution are employees simply apply at another bank. Put simply, there’s a good chance your loan service low-downs in loans made by an out-of-town lender working with a mortgage broker. The lender earns fees at the closing, and money, but you should still do your own research. Look at other loans on-line or phone other brokers to with you, answer your questions, and talk over any concerns you have. The broker is just there to help because few can use depositor's money on mortgage loans.
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